Dental implants are an excellent solution for those who have missing teeth. However, the cost of dental implants can be steep, and many people do not think they can afford them, which means not getting what they need to live comfortably and maintain the health of their teeth.
The good news is that there are financing options available to get dental implant surgery with little or no money down. This blog post will discuss some of the costs associated with dental implants and the financing options available so you can make an informed decision about whether or not this option is right for you.
What Are Dental Implants?
Dental implants are an excellent and reliable way to restore missing teeth. They have been around since the 1960s, but only recently have they become more affordable and more widely accepted by patients.
A dental implant is an invasive procedure wherein a small titanium screw is placed into the jawbone. This artificial tooth root supports the dental crown. While you wait for your bone to heal, the dentist fabricates your replacement tooth out of porcelain or metal. When your jaw heals, the dental surgeon places a small post called the abutment, which will hold the fake teeth.
Compared to removable dentures, these restorations can last much longer and look more natural in your mouth. Unlike a conventional denture, you won’t need to remove them at night as they are permanently attached to your mouth.
Want to learn more? Read our detailed guide: What Are Dental Implants: Complete Guide
How Much Do Dental Implants Cost?
There is a lot of consideration for pricing, but here’s the average cost depending on the type of implant.
Single-Tooth Implant Cost
A single implant in Australia range from $3,000 to $6,500. The national survey in 2017 showed that the average price per fake tooth is about $5,563, which is how much you should anticipate paying the upfront cost as well.
Implant-Supported Bridge Cost
The cost of an implant-supported bridge is around $6,700 – $20,500, with two implants spanning three or four teeth. The cost varies depending on the number and location of implants needed to support the dental bridges.
Implant-Retained Denture Cost
Prices for implant-retained dentures start at $4,900, and full or complete dentures typically fall within the range of $15,000 to $18,000
All-On-4 Dental Implant Cost
The average price for an All-on-4 dental implant ranges between $23,000 to $27,000 per fixed arch of teeth.
Full Mouth Dental Implant Cost
Full mouth reconstruction usually costs between $36,000 and $40,000.
Why Is Dental Implant so Expensive?
Many factors affect the implant price; each dentist is different.
Do Health Funds Cover the Cost of Dental Implants?
Private health insurance companies generally do not cover major dental treatments, offering around $500 – 1,500 in remuneration for effective procedures and surgery. Dental plans do not cover many high-cost dental procedures. For this reason, it may be a good idea to purchase a supplemental policy when choosing insurance that would cover the “extras”.
If you’re in search of a new health coverage plan that includes surgery, be informed you’ll have to wait 12 months before you can utilise the surgery benefits of the plan there’s any.
What Factors Affect the Cost of Dental Implants?
Some patients are deterred by the high cost of replacing a missing tooth with dental implant treatment. Although banking on savings is advisable, many people have difficulty affording these procedures in reality.
Several factors influence the cost of dental implants. Have a solid understanding of them before proceeding with your procedure.
Materials and components
Titanium is the most commonly used metal for surgical implants, so they are popular amongst patients. The ability to fuse well with your bone and body makes them ideal for an implant. Since they are biocompatible, they don’t irritate and won’t be rejected by the body.
A metal screw is safe and stable for many patients. Still, some people may need to opt for dental ceramic implants instead, especially if they have metal allergies.
The Number of Implants Required
Having a tooth implant incurs various costs depending on the number of teeth in need and whether you will get one or multiple implants.
A person missing one or two teeth may only need a partial prosthesis to achieve restoration. However, patients with several missing teeth need a complete set of implants to keep their oral health at optimal levels. Consequently, the total cost is also increased.
Another factor is if your natural tooth has been removed for more than one year, you may experience a decrease in jawbone density. Your jaw bone will gradually deteriorate and shrink without the natural tooth root to stimulate bone growth (bone resorption).
Suppose a person undergoing the procedure does not have enough healthy bones. In that case, they may need additional bone grafting and likely experience a longer recovery time.
If a tooth extraction is minor, it can take place without much fuss. When some extractions are necessary, the experienced dentist may place a dental implant on the same day. But more complicated cases will make the surgery time-intensive and therefore costly. It will also postpone your dental implant placement by a few weeks or months.
Additionally, a basic dental procedure such as tooth extraction may be paid for by your dental health insurance policy.
Ways to Save on Dental Implants Procedure
Do Your Research
You may be receiving a dental implant for the first time. Gather as much information about the procedure that you can, and ask questions to your dentist to understand why this is necessary for you.
Learning the procedure gives you a better understanding of what is being proposed and could help you get better prices.
Go for a Second Opinion
Your general dentist might recommend seeing a skilled surgeon for a dental implant procedure. Be sure you know whether it’s necessary before determining if you want to seek out this specialist.
Getting your implant and crown done in the same office will cut down on your future doctor visits, as well as possibly solving any issues you run into with your teeth.
Often, dental implant specialists offer better prices than a specialist. Thus, it is worth considering a second opinion from an implant dentist.
Avoid Additional Treatments or Procedures
To improve success rates for dental implants, some medical professionals recommend other procedures which can result in higher costs.
Getting a second opinion may help you eliminate unnecessary steps in your treatment plan. It can lead to significant savings on the one hand and give you peace of mind that the actions taken are necessary.
Maximise Your Dental Health Insurance Benefits
A doctor’s office that looks out for their patient’s best interest will research the patient’s insurance benefits to minimise the client’s out-of-pocket co-payments. Sometimes they may use these benefits over multiple years, which can also help to make quality treatment more affordable for patients.
Dental Office Payment Plan
Getting an implant can be expensive, and it’s hard to do with many different health insurance plans. Your dentist would have some excellent flexible payment options such as Afterpay or Humm that will allow you to get your titanium implant right away while spreading the payments over time for a few years.
Different Payment Types to Make Dental Implants More Affordable
Afterpay enables you to distribute the cost of your dental treatment over four equal payments, which is paid every two weeks to be more affordable. With interest-free credit, you can book your treatment without any risk of incurring additional fees as long as you settle all your repayments on time and within the payment period.
One option is to use Zip Pay (more minor treatments for less than $1000) or Zip Money (most major treatments over $1000). Zip’s flexible payment options are either weekly, fortnightly or monthly payments. A minimum of $40 per month is required for repayment.
If you make only the minimum monthly payments, your balance will not be paid off within the interest-free period. After this time is over, 19.90% APR in addition to a $6 monthly account fee, is charged on your outstanding balance.
There are two products, namely Buy little things and Buy Big things.
Buy Big Things: You could get approved for up to $5,000 online or through the app. As for repayments, it could be done over 6, 12, or 24 months, or even up to 60 months.
Buy Little Things: You would repay up to $2,000 in either five fortnightly or ten weekly instalments.
For a small annual fee, members may enjoy lower dental fees every time they visit one of smile.com.au‘s quality dentists. There are no limits or exclusions. The member can even avoid the hassle of claims by using their free membership card at any of smile.com.au’s dentists in Australia. The best thing is, anyone living in Australia is eligible to join smile.com.au, and they don’t have to be Australian citizens.
Many people don’t know that they can access their superannuation funds at any time, early on, without any penalties. It is a beneficial option if your employer-sponsored private health coverage isn’t enough for all the services you need, such as dental care. Furthermore, there is no limit to how much you can take out of your fund. However, before doing anything else, speak with a financial planner about your options and what might be the best solution for you.
In House Finance Option
Many dentists offer payment plans so you can spread the cost of treatment over a few months. Please inquire about the expected monthly payments for your needs to ensure that it doesn’t exceed your budget.
Dental implants are a life-changing procedure that can restore your beautiful smile. Dentists all over Australia are now using this dental procedure to replace missing or damaged teeth. It is an excellent option for patients who have lost their natural teeth due to gum disease, tooth decay or injury.
However, they’re also costly. You have to be prepared for the cost of dental implants before making any decisions about getting this type of restorative treatment.
A consultation with our team at Narre Warren Dental Care will help determine whether this is the right option for you or if other treatments would be better suited to meet your needs. Whether it’s an individual tooth replacement option, full mouth rehabilitation or cosmetic dentistry procedures such as porcelain veneers, we offer a wide range of solutions to suit every budget without compromising quality care. Contact us today at 03 8771 4137 for an appointment.